Income is derived from the interest-bearing loans created by investor capital and is paid as elected or reinvested into their accounts, compounding their return on investment.

*Pro-rata: In proportion to some factor that can be exactly calculated
**LTV: Loan amount divided by the appraised property value

Say Goodbye to Low Returns on Your Deposits!

Yes, once and for all say goodbye to the low return on your deposits and risky stock market and say hello to much higher paying ROI in safe, real estate secured investments. With OCF, You can be the Bank!

We're experienced professionals who've created a unique and successful business with a built-in profitable exit strategy unlike any other in our industry. We only Buy on Demand and way below market value homes in various locations, condition and price ranges and either rent or, preferably and most commonly, Re-Sell them under lease-option contracts to our already existing Clients making sure that considerable equity remains in the subject property in case of any default. We specialize in helping homeowners obtain relief from the pressure caused by foreclosure proceedings on their still wanted, needed homes for which they'll do just about anything to keep but can no longer afford by the current mortgage crisis.

We've created a 4 way "win-win-win-win" situation out of the difficult present economic situation; 1. We help the subject property's Community by preventing the ravages of foreclosure; abandonment, disrepair, decreasing property values, etc. which means they'll stay better neighborhoods. 2. We help clients in foreclosure problems and also help credit challenged New Buyers, who need good, safe housing, achieve the American Dream of homeownership even in this credit-restricted times. As described above once they hire us we'll Buy on Demand any property, including their own in foreclosure proceedings, which we then Re-Sell back to them under our lease-Option Program. 3. We help Banks/Lenders through our short-sale purchases making them happy to be rid of one more toxic asset and, 4. We help private investors get their money working earning a good, safe, much higher interest income that will maximize their investment dollars while minimizing their risk. We've designed an extremely attractive program to work with individual investors like you. By working with private lenders directly we've been able to cut out the "middle man" --- the banks. Why should you be paid only a measly, paltry 1-2% for your hard-earned money when you can earn as much as the banks? Please take your time analyzing our program and website. It will tell you more about who we are, what we do and how we can help you earn so much more. Let us help you by putting your funds to work earning up to 20% yearly which is a much, much higher return than the Highest National Average, in our secured, real-estate-backed, low risk, high return program. You can be the Bank!  Please read our FAQs

Put Your Funds to Work Now!

The Minimum Loan Investment in our Program is $5,000. The maximum is determined by a subject property’s purchase price. You may invest in as many properties as we issue offerings on. Your loan return can be 10%, 15% or up to 20% per year which is much more than the Highest Yield Rate paid on Certificates of Deposit by the Banking Industry for the comparable terms; 6 months, 2 or 5 years as published daily at Bank Rate’s CD & IRA Rates. In our Private Money Investment Program there are NO commissions or “sales load” taken out of your loan dollars. Additionally, should you need to liquidate we DO NOT charge an “early withdrawal fee”, as do many banks. However, we ask that you do advise us forty-five days in advance, in writing, if circumstances require you to liquidate your loan.

Your loan is secured 3 different ways: A. By OCF's Secured Promissory Note, B. By a first lien on the subject property, commercial or residential, if only your loan was sufficient for its acquisition or by a second junior mortgage if your loan was complementary, and 3. By the Hazard Insurance Policy which names you as beneficiary and mortgagee. Properties are purchased throughout the US.

Typically your loan on any property will not exceed 75% loan to value, and in most cases, it is less.

Interested? Fill out our Investor Registration & Pre-Commitment Form and we'll contact you ASAP or, feel free to contact us direct at (888) 756 0666. We look forward to working with you soon!